[kc_row use_container="yes" force="no" column_align="middle" video_mute="no" _id="746358"][kc_column width="12/12" video_mute="no" _id="752898"][kc_column_text _id="499774" css_custom="{`kc-css`:{`any`:{`typography`:{`font-family|,p`:`Lato`}}}}"]A substantial reduction in income is a new experience for most people. And frankly, not a welcome one. When faced with a job loss, the fear of